Financial institutions appointing representatives to conduct regulated activities or provide financial advisory services on their behalf are required to notify mas of such appointments (“appointed. Digital onboarding continues to accelerate, but mas’s updated guidelines require wealth managers to augment non‑face‑to‑face (nftf) checks against impersonation and. There are significant commonalities between the guidance given by the sfc and mas for nftf client onboarding, and so an assessment that covers both jurisdictions is a cost efective and.